Here’s how travelling with an e-Wallet can help you jimat more money

Everyone’s got those holiday destinations they wanna visit, right? With the new year just around the corner, there’ll be tons of travel opportunities for you to explore! So you apply for leave, check your bank balance, and…

…alamak, so little money! No need to go holiday, lah 😔

The good news is, we have a way for you to turn that no need into a sure can. Together with our friends at Merchantrade Money, we’ll show you guys how you can maximise your Ringgit and make your travelling experience much more stress-free.

Merchantrade Money is the first-of-its-kind multi-currency eWallet that’s paired with a Visa prepaid card, which can store up to 20 major foreign currencies! With this, travellers can save on exchange rates and more importantly, make payments abroad with absolutely ZERO transaction fees.  

You can literally walk into stores all over the world and just use your card for seamless transactions. So apa macam? Wanna know more? Well, first things first…

You don’t need to go around hunting for the best exchange rates anymore

Finding a money changer with good rates is one thing, but what’s even better is when you get to be your own digital money changer. And best yet–you can now do that right from your pocket!

In the Merchantrade Money app, you can keep tabs on the exchange rates and set up alerts to know when it drops to your preference. Once it hits that sweet spot, you can swiftly lock in the rate and switch your Ringgit.

Then, when you arrive at your destination, just tap away with your Visa prepaid card. Your eWallet will automatically detect your location, and your card’s transactions will be completed in the local currency with no additional transaction fees. So, if you’re exploring South Korea, it ensures you’re spending in Korean Won (KRW), making your spending just that much easier!

Merchantrade Money covers 20 different foreign currencies, including USD, GBP, EUR, SGD, KRW and more, which you can check here. Just know that you’re getting one of the best rates out there. Plus, locking in that rate means you’ll be protected from currency fluctuations, and you won’t face additional conversion charges either.

And speaking of protective measures…

You won’t ever run out of cash with Merchantrade Money

We all know how fast cash can disappear during vacations. There are cuisines to explore, keychains to buy, and all that shopping just gets amplified amidst the confusion of dealing with an unfamiliar currency.

Now, let’s say you’ve exhausted all your funds. If you went the traditional route, you’d find yourself desperately searching for a money changer in an unfamiliar city.

With Merchantrade Money, all you need is an internet connection to top up your eWallet, and you’re all set to shop till you drop! If at that moment, you encounter a less competitive exchange rate, you can convert just a bit of money to get by, and set another alert. Once the rates go down again, you can go big with just a few clicks, rather than having to physically go somewhere to convert your cash.

Plus, not having to lug around a ton of cash definitely has other benefits, like…

You don’t have to feel paranoid about getting pick-pocketed

Regardless of how safe your travel destination is, you’ll never be able to escape the fear of getting robbed/pick-pocketed (*cough cough* Paris, *cough cough* Amsterdam).

Now, the great thing about Merchantrade Money is that you can essentially roam around cashless. You can pay online or in stores anywhere in the world wherever Visa is accepted. It’s the ultimate way to safely handle significant expenses like accommodations, car rentals, and even theme park passes without carrying a hefty amount of cash.

Nevertheless, if you encounter a situation where you need to pay in cash, there’s always the option of using your prepaid card to withdraw from a Visa Plus ATM–just follow the instructions here. And that way, you can still maintain flexibility while your safety remains top priority.

If, by any chance, your card is lost or stolen during your journey, rest assured that blocking your card through the app is a swift and hassle-free process. Once you’re back home, a visit to your nearest Merchantrade branch will take care of the card replacement.

And to give you that added boost of security, Merchantrade Money also offers an Insurance feature on the app, just in case you ever need a fallback plan. So, whether it’s flight delays, medical emergencies, or lost belongings, they’ve got you covered. And with all those worries out of the picture, you can go ahead and kick back into vacation mode!

Merchantrade Money makes immersing yourself in local culture a total breeze

As someone who’s travelled a fair bit, one thing this writer can say for sure is that connecting with a new place goes beyond the typical tourist checklist. It’s more about meeting the locals and experiencing things from a different perspective. The best way to do that is to ditch those touristy routes and dive straight into the local scene.

And it’s as simple as linking your Merchantrade Money Visa prepaid card with the local food delivery and e-hailing apps. Not only do you get to explore your destination like a true local, but these apps also often offer first-timer vouchers for you to sapu 😜 What’s more, if you’re using a local phone number, you can also top up your prepaid plan directly through the app itself!

Now, once you’ve soaked up all the local excitement and find yourself back on the plush sofa of your own home…

You can put some money back into your pocket by selling your leftover travel funds

How many times have you guys returned from a quick getaway trip only to have leftover currency worth well over hundreds of Ringgit? And then amidst the chaos of life and work or school, that stash just gets forgotten 😩 Next thing you know…

Well, you can probably see where this is going. The best part about keeping everything digital is:

1. Your pockets are way lighter, and
2. Converting money is just much more convenient without all those pesky duit kecil.

Just like how you buy them, you can set an alert on your Merchantrade Money app for a rate that’s most favourable to you–and quite possibly, you could even earn a little bit of extra ✨moolah✨ when you sell it.

So at the end of the day…

Merchantrade Money is your answer if you’re looking to minimise hassle and maximise your travels

If you really think about it, holidays are about unwinding. And what better way to unwind than:

• minimising your prep, and
• having an all-in-one solution for your travel finances

Take advantage of super competitive exchange rates for your Ringgit. View their website right now, or jump right in and download the app via Google Play or App Store.

But as much as digital payments are super easy and convenient, we know not every country in the world is big on tech yet. Well, you don’t have to worry at all, because its parent company Merchantrade Asia has tons of physical money changers in Malaysia, with their flagship outlet located right at Lot 1.24.00 in Pavilion KL. They’ll also be opening another outlet in Pavilion Damansara Heights soon.

Much like their digital counterpart, they offer cash currency exchange at some of the most competitive rates in town. So the next time you’re about to head out for your holidays, groove on over to Merchantrade for rates that’ll have you dancing all the way to your destination! 🕺💃